Halifax, Bank of Scotland and HBOS PPI claims

HBOS (Halifax and Bank of Scotland) is part of the Lloyds TSB Banking Group

The Halifax Building Society used to be the biggest building society in the world prior to becoming a bank.  It then merged with the Bank of Scotland and HBOS was born.  At the start of the financial crisis in 2008 it ran into financial difficulty and was saved when it became part of the Lloyds TSB group, now Britain’s largest banking group.

Lloyds TSB offers a modern business model based on the latest products which has seen it produce constant growth. Despite acquiring HBOS which has saw a drop in profits, the group continues to be one of the UK's most successful.

The Halifax, Bank of Scotland and HBOS all sold payment protection insurance (PPI) which should cover personal loan, mortgage or credit card repayments if the customer should be made redundant or become unable to work through illness or having an accident. The product in it's own right can be a worthwhile product, but widespread mis-selling was found right across the UK banking industry.

Contact us today to reclaim HBOS PPI if you think yours was mis-sold to you. Fill out our contact form and an advisor will call you back, or call 0845 009 6899 during office hours to talk to one direct.

Other members of the Lloyds TSB group are the Cheltenham and Gloucester, Birmingham Midshires and Scottish Widows all who have mis-sold PPI policies.

Have you been mis-sold a Halifax, Bank of Scotland or HBOS PPI policy?

If you've ever had a Halifax, Bank of Scotland or HBOS credit card, personal loan or mortgage with PPI attached, you should review how you were sold the policy, or if you were even knew that you had been sold the policy because there is a possibility that it was mis-sold to you by one of the banks financial advisors or telesales staff.

How can we help?

If you would like us to carry out your Halifax, Bank of Scotland or HBOS PPI claim for compensation on your behalf, or a PPI claim against any other bank, building society or financial institution, then complete our contact form and one of our advisors will call you back to discuss your case, or by calling 0845 009 6899 Monday to Friday between 8:45am and 5:30pm to speak to one of our advisors about your case.

We offer a no win no fee service, meaning that if we take on your case and are not successful, it won't cost you a penny.  Don't forget we can reclaim PPI premiums - with interest!

Please note that we are unable to deal with claims relating to sales of PPI which took place before 2001.

This is because of a lack of regulation in PPI sales before to this date, making it very easy for providers to reject complaints. Sales before 2001 were not within the jurisdiction of the Financial Ombudsman Service, meaning that we can't refer any rejected complaints to the Ombudsman.

Please be aware:  Winston Solicitors LLP "no win no fee" PPI refund service is subject to a charge equal to 25% plus vat of the total amount of any sum that is repaid by a lender. This charge applies only if the complaint is upheld. There is no charge in the event of an unsuccessful complaint. Example: A refund of £2000 would result in a fee being charged of £600 inclusive of VAT leaving £1400 net being payable to the client.